Penny by penny I saved

And then lost some.

I saved a little more,

Even when I was tempted not to.

I spent some more,

Saved some more,

And in the end,

A well-wisher friend called me ‘lavish’

And made me save so well

That after a year from now,

I’ll have a decent amount 

Saved in the bank.

If only my friend hadn’t insisted,

I would never have been

Able to do this.